Privacy Policy

1. Introduction

Fine Capital LTD ("we", "us", "our") respects your privacy and is committed to protecting the personal information you provide through our website, www.chrm.app ("Website"). This Privacy Policy explains how we collect, use, and protect your information in accordance with applicable laws in the State of New York and the United States.

By using our Website, you consent to the data practices described in this policy.

2. Information We Collect

A. Information You Provide to Us

• Name, email, company name, and phone number when you fill out forms
• Newsletter sign-up information (with consent)
• Messages or support inquiries you submit

B. Automatically Collected Information

• IP address
• Browser type and version
• Operating system
• Referral source
• Pages visited and time spent

C. Cookies

We use cookies and similar tracking technologies to enhance your experience. You may opt out or manage your preferences through your browser settings.

3. How We Use Your Information

We use the data we collect to:

• Provide and maintain our services
• Respond to inquiries and provide support
• Improve website performance and user experience
• Send marketing communications (only if you opt in)
• Comply with legal obligations

4. Sharing and Disclosure

We do not sell or rent your data. We may share your information with:

• Service providers (e.g., web hosting, email marketing platforms)
• Legal authorities if required by law or to protect our rights

All third parties are bound by confidentiality and data protection obligations.

5. Your Rights and Choices

You may:

• Access, update, or delete your data by contacting us
• Opt out of marketing emails at any time
• Disable cookies via browser settings

6. Data Retention

We retain your data only as long as necessary to fulfill the purposes for which it was collected or to comply with legal obligations.

7. Security

We implement technical and organizational measures to protect your information, including encryption and secure data hosting.

8. Children's Privacy

Our Website is not intended for users under 13. We do not knowingly collect personal data from children.

9. Changes to This Policy

We may update this Privacy Policy. If so, we'll notify users via email or on our Website with the revised date.

10. Contact Us

If you have any questions, contact us at: